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A lender can take into account a series of elements - while one direct lending institution could decline a person for having less-than-perfect credit score, an additional creditor might approve their loan application.

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You can't get a US Direct Loan if: you're a mature student without a US   Direct Savings and Loans came to my aid when I needed them most in 2012. Their terms are flexible and that helps to make loan repayment a lot easier. Check the latest rates and pay for your college with a Direct Loan. Compare the federal benefits with other state and private lenders. Federal Subsidized Direct Loans are awarded to students that demonstrate financial need.

Direct lenders, like MoneyKey, typically have fast turn-around times, and in many cases, you may receive your funding as soon as the next business day after having your application approved. Generally, business days means Monday through Friday, and we do not fund loans federal holidays or weekends.
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Plus loans for parents of undergraduate students, and for graduate students. Eligibility. You can't get a US Direct Loan if: you're a mature student without a US  

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Federal Direct Loans. As of March 15, 2016, we have retired the Direct Loan website. You will be redirected in ten seconds to https://studentaid.ed.gov/sa/, 

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